addressed by Shri S K Kamila, PMG

Take Benefits of
Postal Life Insurance and Rural Postal Life insurance Scheme
Ø Postal Life Insurance (PLI) and Rural Postal Life Insurance(RPLI) covers life risk.
Ø PLI is open for employees of all Central and State Government Departments, Nationalized Banks, Public Sector Undertakings, Local Bodies like Municipalities and Zilla Parishads, Educational Institutions aided by the Government etc. Golden opportunity for Gana Sikshak/Sikshya sahayaka/Para Teachers.
Ø RPLI is open for the ruralites.
Ø Create opportunities for wise investments while also covering the risk of life.
Ø Covers the risk from the first premium deposit/acceptance of policy.
Ø Age between 19 to 55 years can avail these facilities.
Ø Money back policies (AEA) are also available.
Ø Low premium(total deposit amount is almost less than the sum assured whereas others taking more and giving attractive gifts from your money).
Ø High bonus(Average bonus for sum assured of ì 1,00,000/- per annum in PLI is ì.7000/- and RPLI is ì.5500/-).
Ø Fixed bonus for any term(variable bonus according to terms in other insurance sectors).
Ø Terminal bonus is also payable.
Ø Spouse(not employed) can avail the facility of high bonus in PLI by purchasing joint life insurance(yugal-Surakshya) policy.
Ø Rebate facility for advance premium deposit.
Ø Loan up-to 90% can be taken with paying low interest.
Ø Premium can be deposited any post offices all over India without opt for transfer.
Ø Facility of income tax rebate under 80-C of the income tax act.
Ø Paid-up policy also earn bonus.
Ø It is also more benefit than other schemes like (RD/FD/TD etc).
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